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Alaska USA Federal Credit Union has been honoured by Evergreen Business Capital as the number one lending institution in 2011, for the 504 loan program of the U.S. Small Business Administration. A member-owned, not-for-profit financial cooperative, Alaska USA Federal Credit Union has $4.8 billion in assets and more than 450,000 members worldwide. Alaska USA received awards for Top Community Lender in the state of Alaska and in the Pacific Northwest, and Bob Warthen, Alaska USA's commercial loan officer was recognized as the Top Lending Officer in the Pacific Northwest. Small business loan available through the SBA 504 loan program provides long-term, fixed-rate financing and was established to contribute to the economic development of communities.
Small business loan is required by small businesses to either open a business or to finance further capital improvements. Without this small business loan, most business owners would be unable to realize their dreams. The SBA is one of the first places to approach for a small business loan. Although the SBA does not give small business loan directly to the owner, it provides a guarantee to the bank or credit union applied to for the small business loan.

There are numerous organisations who offer small business loan to help the business owners. Small business loan can be for a variety of business needs. Another good place for a business owner to start would be the various companies who offer guidance online.